Life can be complicated, don't worry, we get it.

Whether looking for a home purchase, remortgage or as a first time buyer you have be in a situation which others struggle to help with. Many of our clients are referred after having difficulties elsewhere, we do our best to solve these problems.

Complex situations: The facts

Our job as a mortgage broker is to find solutions for situations that may not be immediately obvious. If you believe your current circumstances will not allow for a mortgage, we may be able to find a way forward.

For when the high street can’t help
Unusual Income
Poor Credit
Non-standard construction property

Suitable for:

  • Contractors
  • Umbrella companies
  • Purchasing into Trusts
  • Income in a foreign currency
  • Those with only investment income
  • Discharged bankrupts
  • Non-standard construction
  • Properties above or next to commercial premises

Not Suitable for:

  • Those with a low deposit
Click to read.

COVID-19 and House Prices  - A Summary

What's been said about House Prices and what are their fundamental drivers

is this service right for you?

Questions you may have.

What kind of income is acceptable?

Specialist Lenders can accept a wide variety of income, it’s easiest to give us a call and talk through the specifics.

What is a property above/next to commercial?

It may be a property next to a pub, or above a takeaway. Traditionally Lenders would not lend on these, however there are now some who will.

What is non-standard construction?

Properties that are not the traditional brick-build. This may be an eco-friendly self-build or an old steel framed property. There are a wide variety of categories to delve into. Some of these buildings have not been mortgageable until the recent period.

What is your criteria for contractors?

There is a range of criteria for contractors, many situations can be accommodated. I would recommend calling us to discuss the specifics.

I have bad credit, can I get a mortgage?

We can accommodate a wide variety of clients with impaired credit

Finance your impossible today

Can we get you a mortgage?

Great! We will get back to you shortly!

Oops! Something went wrong while submitting the form

Not what you are
looking for?

Maybe Joint venture funding would be more suited?
You can finance a project utilising an investor with a zero deposit.

Learn more

COVID-19 and House Prices  - A Summary

What's been said about House Prices and what are their fundamental drivers

Read More

The Mortgage Market’s New Normal – A Summary

Current news events have shaken the financial system. Mortgage Lenders have adapted and changed policies, this is a summary of the new Mortgage Landscape.

Read More

Lockdown's Effect on House Prices & Remortgaging | Uplift Finance

Should you hold off or act quickly in property buying and selling plans? Our take on coronavirus' impact on the housing market, mortgages and remortgages.

Read More