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Holiday Lets

Holiday Lets, Short Lets, or Service Accommodation can cover a variety of circumstances. We have dealt with city center apartments, large houses in national parks, blocks of flats with units let separately and so on.

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Airbnb entered the UK in 2008 and revolutionised of the tourism industry. Now this investment strategy is established, Lenders have opened up significantly in the past decade. Not long ago, it was the case these properties   could only been considered with two years’ accounts showing history.

Home Decorations

Holiday Let Mortgages

There are a limited number of Holiday Let Lenders, we maintain close relationships with them. There are extra considerations with Holiday Lets, some Lenders will calculate affordability on projections from an agent whereas others will use the potential single-let income. Some Lenders don’t like Airbnb, whereas others do. There are various things to balance.

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  • Up to 80% LTV

  • Limited Company and Limited Partnership options available

  • Estate properties considered

  • Properties with multiple dwellings considered

Home Decor

Holiday Let Bridging & Finance

Most Holiday Let projects don’t require substantial works to convert the property to this use. However, the luxury end of the market and those apart-hotel style properties do. In these instances Bridging & Development Lenders will want to be very sure the Client can get a mortgage once works are complete. Working with People well versed in the area is key, particularly if any mid-case issues arise at valuation.

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  • Funding for up to 75% of the site value

  • Funding for 100% of build costs

  • Ad Hoc terms negotiated

Tell us about your project today.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Not all products and services mentioned are regulated by the Financial Conduct Authority.

Uplift Finance trades from Langton House, Bird Street, Lichfield, WS13 6PY

Uplift Finance is a trading style of Edward Clark which is an Appointed Representative of Try Financial Ltd Unit 6, Cristal Business Centre, 47, Knightsdale Road, Ipswich, Suffolk  who is authorised and regulated by the Financial Conduct Authority FRN 679270.

Typical fees for a Residential or Buy to Let mortgage on a £200,000 property would be £300 on Decision in Principal and £300 on Offer. Fees for Bridging and Commercial Mortgages will be reviewed on a case by case basis and according to circumstance. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Not all products and services mentioned are regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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